Legal

Terms & Conditions

Please read these terms carefully before using Driver-Tax.co.uk. Your continued use constitutes acceptance.

Effective date: 1 June 2025  |  Last updated: 1 June 2025

These Terms and Conditions ("Terms") govern your use of the Driver-Tax.co.uk website and its tax calculation tools. By accessing or using this website, you agree to be bound by these Terms in full. If you do not agree, please discontinue use immediately.

1. About This Service

Driver-Tax.co.uk provides a free, browser-based tax estimation tool designed to help UK self-employed drivers understand their approximate Income Tax, National Insurance (Class 4), and HMRC Mileage Relief for the 2025/26 tax year. The service is provided as a free educational and informational resource.

2. Important Tax Disclaimer — Please Read Carefully

⚠ Estimates Only — Not Professional Tax Advice

The calculations produced by Driver-Tax.co.uk are estimates only. They are based on standard HMRC published rates for the 2025/26 tax year and are intended for illustrative and planning purposes only.

The results provided by our calculator:

  • Do not constitute professional financial, tax, or accounting advice
  • Do not account for individual circumstances such as employment income alongside self-employment, student loan repayments, pension contributions, Gift Aid donations, the personal allowance taper above £100,000, or capital allowances on vehicles
  • Do not account for payments on account, Construction Industry Scheme (CIS) deductions, or VAT obligations
  • Should not be relied upon for filing your Self Assessment tax return, making HMRC payments, or making any financial decisions
  • May not reflect recent changes to HMRC rates if those changes occur after the last update date shown

You should always consult a qualified accountant or tax adviser for personalised advice. You can find a registered accountant through the Institute of Chartered Accountants in England and Wales (ICAEW) at icaew.com or HMRC's own guidance at gov.uk/government/organisations/hm-revenue-customs.

3. Accuracy of Information

We take reasonable care to ensure the tax rates, thresholds, and logic used in our calculator are accurate and up to date for the stated tax year. However, tax legislation can change and HMRC may update rates after our last revision. We make no warranty, express or implied, as to the accuracy, completeness, or suitability of the information provided.

HMRC rates and thresholds used in our 2025/26 calculator at time of last update:

  • Personal Allowance: £12,570
  • Basic Rate Income Tax (20%): £12,571 – £50,270
  • Higher Rate Income Tax (40%): £50,271 – £125,140
  • Class 4 NI Lower Rate (6%): profits £12,570 – £50,270
  • Class 4 NI Upper Rate (2%): profits above £50,270
  • HMRC AMAP Rate: 45p/mile (first 10,000 miles), 25p/mile (thereafter)

4. No Professional Relationship

Use of Driver-Tax.co.uk does not create any professional relationship (accountant–client, adviser–client, or otherwise) between you and Driver-Tax.co.uk or any of its operators.

5. Limitation of Liability

To the fullest extent permitted by applicable law, Driver-Tax.co.uk and its operators shall not be liable for:

  • Any loss or damage arising from reliance on the calculator results or website content
  • Any HMRC penalties, interest charges, or tax shortfalls resulting from use of this tool
  • Any indirect, consequential, or incidental loss or damage
  • Any interruption or unavailability of the website or its features

Nothing in these Terms excludes liability for death or personal injury caused by negligence, or any liability that cannot legally be excluded under English law.

6. Intellectual Property

All content on Driver-Tax.co.uk — including text, code, design, and layout — is owned by or licensed to Driver-Tax.co.uk and is protected by UK copyright law. You may not reproduce, distribute, or modify any content without our express written permission. Personal, non-commercial use (printing a PDF of your results, sharing a link) is permitted.

7. External Links

Our website may contain links to third-party websites (such as gov.uk/hmrc, icaew.com). These links are provided for convenience only. We have no control over, and accept no responsibility for, the content or practices of those sites.

8. Advertising

Driver-Tax.co.uk displays third-party advertisements served by Google AdSense. The presence of an advertisement does not constitute an endorsement of the advertiser or their products. We are not responsible for the content of third-party advertisements.

9. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Changes to These Terms

We reserve the right to update these Terms at any time. Changes take effect immediately upon publication on this page. Your continued use of the website after any changes constitutes your acceptance of the updated Terms.

12. Contact

For any questions regarding these Terms, please contact us at legal@driver-tax.co.uk.